Published May 28, 2025

How One Smart Buyer Beat High Rates with an Assumable Loan

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Written by Constance Demos

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💡 How One Smart Move—and an Assumable Loan—Changed Everything

In today’s challenging real estate market, getting into the right home and the right mortgage can feel impossible—but not for our savvy clients!

In this video, Sean Moudry of the Pure Energy Home Team shares how we helped turn the equity from their home sale into a strategic purchase with a low-rate assumable mortgage. Watch how smart planning, great timing, and expert guidance made all the difference.


🔑 What’s an Assumable Mortgage—And Why Should You Care?

In a market where interest rates have climbed and affordability feels out of reach for many buyers, assumable mortgages are a game-changer—and most people don’t even know they’re an option.

When a home has an existing FHA, VA, or USDA loan, qualified buyers may be able to assume the seller’s current mortgage. That means you could step into a loan with a significantly lower interest rate than what’s available today. The result? Big monthly savings and a stronger long-term investment.


🏡 Why Work with the Pure Energy Home Team?

At the Pure Energy Home Team, we specialize in uncovering these hidden financing opportunities. From helping sellers highlight their assumable loans to guiding buyers through the qualification process, we’re here to make your move smoother, smarter, and more financially sound.

We recently helped one of our clients use the proceeds from their home sale to purchase a new home with a low-rate assumable mortgage—and the results were incredible. These wins don’t just happen by chance—they happen with the right team in your corner.


📲 Ready to Explore Your Options?

Curious if an assumable loan could be the key to your next move? Let’s talk. Whether you're buying, selling, or just starting to explore your options, the Pure Energy Home Team is here to guide you with strategy, insight, and heart.

👉 Contact us today to get started.

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