Published May 13, 2025

Weekly Market Watch: Assume a Loan on a Mountain Home

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Written by Sophia Young

Assumable Mortgage Loan Signing and keys to the home

🏡 Weekly Market Watch: Assume a Loan on a Mountain Home

This week, we’re spotlighting one of the smartest ways to buy in today’s high-rate market: homes with assumable loans. These listings give you the opportunity to take over the seller’s existing mortgage—often with a much lower interest rate than what lenders offer today.

At the Pure Energy Home Team, we specialize in helping buyers like you find and navigate these rare—but highly valuable—opportunities. Whether you're looking for your first home or upgrading, we know where to look and how to guide you through the process.

Here’s what’s available now in some of Colorados' most sought-after mountain towns:


📍 Mountain Homes

Homes in mountain areas like Conifer, Bailey, and Golden, Colorado offer a unique blend of natural beauty and rustic charm. Nestled among towering pines and rugged terrain, these properties often feature expansive views, spacious lots, and a sense of seclusion while still being within reach of Denver. Many homes are designed to harmonize with their surroundings, boasting cozy wood finishes, large decks, and easy access to outdoor recreation like hiking, skiing, and wildlife watching.

👉 View Mountain Homes with assumable loans


💡 Why Assumable Loans Matter
Assuming a seller’s mortgage means you could take over a loan with a significantly lower rate—think 2–4%—compared to today's average. That could mean hundreds in monthly savings and tens of thousands over the life of your loan.

These homes don’t stay on the market long, but that’s where the Pure Energy Home Team comes in. We know how to identify, evaluate, and close on assumable properties fast and efficiently.


Ready to explore one of these homes or learn how the process works?
Let’s connect—your smart move starts here.

Talk soon,


Sean Moudry & Sophia Young

The Pure Energy Home Team
pureenergyhometeam.com
(720) 790-6977  |  (720) 790-7669

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